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目前,农业发展银行重视政策性资金的封闭管理,基本实现了收购资金的封闭运行。但是,这种目标的实现仅仅是基本实现,而不是全面实现。其主要原因还在于农发行信贷管理机制不成熟,在一些重要领域仍是粗放式管理,使收购资金封闭管理潜在着许多深层次矛盾。因此,推行精、深、细信贷管理,是农业发展银行实现收购资金封闭管理的重要抉择。一、精·深·细:农业发展银行信贷管理的现实需要(一)实现收购资金封闭管理决定了必须实行
At present, the Agricultural Development Bank attaches great importance to the closed-door management of policy funds and has basically closed the operation of the acquisition funds. However, the realization of this goal is only a basic realization, not a full realization. The main reason is that the credit management mechanism of ADB is immature, and it is still extensively managed in some important fields. There are many deep-seated contradictions in the closed management of acquisition funds. Therefore, the implementation of fine, deep and thin credit management is an important choice for the Agricultural Development Bank to realize the closed management of acquisition funds. First, the fine deep and fine: Agricultural Bank of China’s actual needs of credit management (a) the acquisition of funds closed management decisions must be implemented