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小额信贷作为一种新的扶贫手段发展至今,所取得的成效举世公认。2005年被联合国定为世界小额信贷年。2006年度诺贝尔和平奖颁发给了孟加拉格莱珉银行及其创始人穆罕默德·尤努斯。在中国,2005和2006连续两年的中央一号文件明确提出要建立“贴近农民和农村需要”的小额信贷组织。本文将以国际上比较成熟的四种小额信贷模式和我国的发展模式进行比较。
The development of microcredit as a new means of alleviating poverty so far has achieved universally recognized results. In 2005 by the United Nations as the World Year of Microcredit. The 2006 Nobel Peace Prize was presented to Grameen Bank in Bangladesh and its founder, Muhammad Yunus. In China, Central Document No. 1 for two consecutive years in 2005 and 2006 explicitly proposed the establishment of a microfinance institution “close to the needs of peasants and rural areas.” This article will be more mature in the world of four types of microfinance and our development model for comparison.