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近几年来,“大学生网络贷款”一词越来越多的出现在各大新闻报纸报道上,甚至出现一些极端的案例,给了我们血和泪的惨痛教训。当我们意识大学生网络贷款所引发的弊端及问题严重性的时候,我们不得不承认在此问题上无论借贷平台、政府监管部门、学校教育还是学生个人及其家长等各方都有需要承担的责任,本文旨在研究针对此问题的对策,切实保护当代大学生的自身利益和健康发展。
In recent years, the term “internet loan for undergraduates” has been appearing more and more in newspapers and magazines and even some extreme cases have given us painful lessons in blood and tears. When we realize the defects and the seriousness of the problems caused by college students’ online loans, we have to admit that there is a responsibility to be borne by all parties such as lending platforms, government regulators, school education or individual students and their parents on this issue , This article aims to study countermeasures against this problem and effectively protect the self-interest and healthy development of contemporary college students.