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企业的发展离不开资金的支持,尤其对于融资结构单一的中小企业。由于企业自身缺陷和外部环境多种因素影响,造成了中小企业融资难的问题。目前,这已成为制约中小企业发展的最大瓶颈。本文对中小企业融资难分别从企业自身、金融机构以及政府部门这三个方面进行了深入分析和研究,找出中小企业融资难的主要原因,并提出相应建议。
The development of enterprises can not be separated from the support of funds, especially for small and medium-sized enterprises with a single financing structure. Due to the enterprise’s own flaws and the external environment, many factors have caused the problem of financing difficulties for SMEs. At present, this has become the biggest bottleneck restricting the development of SMEs. This article analyzes and studies the financing difficulty of SMEs separately from the three aspects of the enterprise itself, financial institutions and government departments to find out the main reasons for SME financing difficulties and put forward corresponding suggestions.