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中小企业是经济活动的主体和中坚力量,具有特殊的融资结构,在经济低迷时期,中小企业不可避免地面临比大企业更为严重的外部融资渠道枯竭的威胁。政府需要为缓解中小企业的融资困境采取适当的扶持措施,以确保银行不会因为资金紧张而阻碍其向实体经济提供贷款。
Small and medium-sized enterprises are the mainstay and backbone of economic activities and have a special financing structure. In an economic downturn, SMEs inevitably face the threat of depletion of external financing channels that are more serious than that of large enterprises. The government needs to take appropriate measures to alleviate the financing difficulties of SMEs so as to ensure that banks will not hinder their loans to the real economy because of financial constraints.