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大部分金融机构在贷后管理较为薄弱,多数企业在授信后检查报告各时期雷同,未能实时反映企业经营管理情况及审批要求的落实情况,缺乏有效的动态监控风险手段,使高额不良贷款前清后增,层出不穷。随着本外币业务的逐步放开,市场竞争将更为激烈,变数更多,如何加强贷后管理环节,使软
Most of the financial institutions in the post-loan management is relatively weak, most companies in the credit reporting inspection reports at different times during the same period, failed to reflect the real-time business management and approval requirements of the implementation of the situation, the lack of effective dynamic monitoring of risk instruments, so that high NPLs After the Qing Dynasty increased, one after another. With the gradual liberalization of domestic and foreign currency businesses, market competition will become more intense with more variables and how to strengthen post-lending management so that soft