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加强农村金融服务的范围与质量是我国经济持续稳定发展的重要保证,但目前我国的农村金融服务无论是在体系设置还是在农村金融产品的开发创新方面,都与农村实际需求有着很大的差距.本文针对这一现状分析了目前农村金融服务存在的问题,并提出了改善农村金融服务的相应对策和建议.“,”Strengthening the rural finance service is of great importance for China's economy to develop sustainably and stably.However,for now neither the rural financial system nor the rural financial products can meet the real need of the countryside.This paper analyzes the current problems of our rural financial services and tries to present some advices.