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国家经济日益繁荣的背后,有专家不无担心,经济显然是“太热”了,尤其表现在房地产业,这和过去政府放任银行贷款不无关系。政府显然也已经意识到这一点,有必要给房产降降温了。央行信贷收紧就好比是块“冰块”,以此使房产业能回到一个理性的发展轨道上来。支柱产业宏观调控2004年4月25日,央行决定对金融机构存款准备金率调高0.5个百分点,这是继去年6月13日中国人民银行发布的《关于进一步加强房地产信贷业务管理的通知》后,国家对目前房地产投资过热,房价上涨如同坐电梯,房产投机行为过
Behind the growing prosperity of the country’s economy, some experts are not afraid of it. The economy is apparently “too hot”, especially in the real estate industry. This is not unrelated to the previous government’s lending of bank loans. Obviously the government has also realized this, it is necessary to cool down the real estate. Central bank credit tightening is like a block of “ice”, so that the real estate industry can return to a rational development track. Macro-control of pillar industries On April 25, 2004, the central bank decided to raise the deposit reserve ratio of financial institutions by 0.5 percentage point. Following the “Circular on Further Strengthening the Management of Real Estate Credit Business” issued by the People’s Bank of China on June 13 last year, After the state overheated investment in the current real estate, housing prices like riding a lift, real estate speculation