证券化拉动中国经济增长

• 作 者: 王闻
• 出 处: 中国房地产金融
• 发表日期: 2015年01期
• 关键词: 证券化交易 经济增长 证券化市场 房地产金融 贷款人 发展阶段 内需消费 证券化产品 企业贷款 资产负债表

借助证券化交易,贷款人可向消费者发放更多信贷,从而有助于内需消费,拉动中国经济增长。尽管中国证券化市场仍处于发展阶段,但在深化国内信用市场方面正发挥着重要作用,其发行量从2013年的人民币160亿元攀升至2014年的人民币2130亿元,发起人数量也大幅扩大。穆迪全球机构融资评级部董事总经理胡剑在接受《中国房地产金融》采访时表示,证券化为大型企业以及中小企业

With securitization deals, lenders can make more credit available to consumers, helping domestic consumption and boosting China’s economic growth. Although China’s securitization market is still in its development stage, it is playing an important role in deepening the domestic credit market. Its circulation increased from RMB16.0 billion in 2013 to RMB21.3 billion in 2014, and the number of promoters also expanded significantly . Hu Jian, Managing Director of Moody’s Global Institutional Financing Rating Department, told China Real Estate Finance in an interview that the securitization of large enterprises and small and medium enterprises