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开展抵押物估价是我行为了适应向商业银行转轨,于一九九四年初针对审价业务特点提出的工作发展思路。经过三年来的理论探讨和实践摸索,我行抵押物估价业务在上级行的直接关怀、指导和分行党委的高度重视下,已逐步发展到对抵押全过程的评审和管理,以服务于贷款风险管理为主,同时创造中间业务收入,具有资产管理和中间业务双重属性的复合型业
Carrying out the valuation of collateral is my behavior to adapt to the commercial bank transition, early in 1994 for the characteristics of the audit business put forward the idea of work development. After three years of theoretical exploration and practical exploration, the collateral valuation business of our bank has gradually developed into the assessment and management of the entire mortgage process with the direct concern and guidance from the higher level branches and the party committees under its branches, so as to serve the loan risk Management-oriented, while creating an intermediary business income, with asset management and intermediary business double attributes of the composite industry