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票据能力包括票据权利能力和票据行为能力。我国《票据法》对于自然人的票据权利能力的规定基本同于民事权利能力,但在实际中又限制了票据权利能力;在票据行为能力制度上,则完全否定了限制行为能力人签章的效力。笔者建议自然人的票据权利能力应更全面,同时建议修改《票据法》第6条,承认限制行为能力人在一定条件下的签章有效。
The negotiable instrument ability includes the negotiable instrument ability and the negotiable instrument’s ability. The “Bill Law” of our country stipulates that the ability of natural person’s bills is basically the same as that of civil rights, but in practice limits the power of negotiable instruments. In the system of negotiable instruments’ ability, the effect of restricting the signature of capable persons is completely negated. The author suggests that natural persons’ rights to negotiable instruments should be more comprehensive, and at the same time suggests that Article 6 of the “Notes Law” should be amended to recognize the signature of persons who have limited capacity under certain conditions.