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近年来,随着社会经济的全面进步,各类小型、微型企业获得前所未有的发展。由于小微企业自身具有数量众多、成长活力较强的特点,对于吸纳就业、促进居民创收、推动经济发展发挥着重要作用,必须深刻认识到小微企业的重要地位。与此同时,在认识到小微企业重要性的同时,必须意识到当前很多因素制约着小微企业的发展,融资难便是其中之一。论文以此为背景,立足小微企业融资难的基本现状,客观分析其融资难的基本体现,并在此基础上深入剖析小微企业融资难的具体原因所在,为解决企业融资问题提供新的方向和重要启示。
In recent years, with all-round social and economic progress, all kinds of small and micro-enterprises have enjoyed unprecedented development. Since small and micro enterprises have their own characteristics of large quantity and strong vitality, they play an important role in attracting employment, promoting residents’ income generation and promoting economic development. We must profoundly recognize the important position of small and micro enterprises. At the same time, while recognizing the importance of small and micro enterprises, we must be aware that many current factors have constrained the development of small and micro enterprises, and one of them is the difficulty of financing. Based on this background, based on the basic status quo of financing for small and micro enterprises, the dissertation objectively analyzes the basic manifestation of its financing difficulty and on this basis analyzes the specific reasons for the financing difficulty of small and micro enterprises, and provides new solutions to the financing problems of enterprises Direction and important inspiration.