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一直以来,国内小微企业都面临着融资难的困境,本轮经济周期调整使得资金供求关系矛盾更加突出。不过,民生银行商贷通业务的快速发展,为破解这一困局带来了希望。8月26日,民生银行宣布,其商贷通业务贷款额已经突破1000亿元,这意味着民生银行已经帮助近8万户小微企业主解决了燃眉之急,而实现了规模经营的小微企业贷款业务更可望成为打通中国经济微循环的重要力量。国内小微企业长期面临金融服务结构单一,融资瓶颈狭窄的困境。这在很大程度上因为银行传统的公司信贷体系与小微
All along, the domestic small and micro enterprises are facing difficulties in financing difficulties. The current round of economic restructuring makes the contradiction between supply and demand of funds more prominent. However, the rapid development of Minsheng Bank’s business loan business has brought hope to solving this dilemma. On August 26, Minsheng Bank announced that its business loans to business loans have exceeded 100 billion yuan, which means that Minsheng Bank has helped nearly 80,000 small and micro business owners solve their urgent needs and achieve large-scale small and micro enterprises Loan business is expected to become an important force to open up China’s economic microcirculation. Domestic small and micro enterprises have long been confronted with the dilemma of a single structure of financial services and a narrow financing bottleneck. This is due in large part to the bank’s traditional corporate credit system and micro-micro