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第三者责任险对车主来说是最重要的一个险种,是一种强制险,它保证了车在给他人的人身或财产造成损失时,依法承担的赔偿责任由保险公司承担。由于其赔偿的责任大,其费率在车险中占的比重较大,是车险业务中的一块肥肉。也是目前车险理赔业务中“花样”最多的一种责任险。如:某地一驾驶员酒后驾车,撞伤三人,按保险公司的规定是拒赔的,但是,该驾驶员走后门将含有酒精的血样调换,最后骗取了保
Third party liability insurance is the most important insurance for the owner, is a compulsory insurance, which guarantees the car in the loss of personal or property to others, according to the legal liability borne by the insurance company. Due to its liability for compensation, the rate of its share in auto insurance, a larger proportion, is a car fat in the auto insurance business. It is also a kind of liability insurance with the most “tricks” in the auto insurance claims business. Such as: a driver drunk driving a car, hit three people, according to the insurance company is to refuse to pay, but the driver took the back door will be replaced with alcohol blood samples, the final fraud