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随着市场经济的发展,保险业越来越引起社会各界和居民群众的关注与重视。作为金融业的重要组成部分,对保险经营业务实施监管也越来越迫切和必要。《保险法》第八条规定:“国务院金融监督管理部门依照本法对保险业实施监管”。《中国人民银行法》规定:“国务院金融监督管理部门为中国人民银行”。那么,作为基层央行的县级人民银行,应如何对辖区保险业进行监督和管理呢?一般而言,对保险业的监管可分为司法监管和行政监
With the development of market economy, the insurance industry has drawn more and more attention and attention from all walks of life and residents. As an important part of the financial industry, it is more and more urgent and necessary to supervise the insurance business. Article 8 of the Insurance Law stipulates: “The financial supervision and administration department under the State Council shall supervise the insurance industry in accordance with this Law.” The Law of the People’s Bank of China stipulates: “The financial supervision and administration department under the State Council shall be the People’s Bank of China.” So, as the grass-roots central bank of the county-level People’s Bank, how to supervise and manage the insurance area? Generally speaking, the insurance industry can be divided into the regulatory supervision and administrative supervisor