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目前,国内房地产业快速发展,已成为新的经济增长点,对拉动国内需求、促进国民经济发展产生了明显的效应。但需指出的是,目前国内房地产业发展仍不规范,出现了一些过热的苗头,银行高达1万多亿元的资金流向了房地产业,存在较大的金融风险。因此,有必要对目前银行房地产信贷风险进
At present, the rapid development of the domestic real estate industry has become a new economic growth point and has had a significant effect on stimulating domestic demand and promoting the development of the national economy. However, it should be pointed out that at present, the development of domestic real estate industry is still not standardized and some signs of overheating have emerged. As much as over 1 trillion yuan of bank capital flows to the real estate industry, there is a big financial risk. Therefore, it is necessary for the current bank real estate credit risk into