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作为舶来品的保险代位权,纳入我国法律体系已有些年份,但是保险代位权的预期功能实现效果却不尽如人意。保险代位权,无论是制度本身还是制度内容都存在争议。本文不局限于对制度内容进行细枝末节的推敲,而是站在立法者的角度,综合分析保险代位权的性质和功能,介于比较研究的结果,主张废弃保险代位权制度,并在此基础上探讨保险代位权规避事项的补救路径。
As the insurance subrogation of imported goods, it has been incorporated into the legal system of our country for some years, but the expected function of insurance subrogation has not achieved satisfactory results. Insurance subrogation, whether the system itself or the system content are controversial. This article is not limited to the minutiae scrutiny of the content of the system, but from the perspective of the legislator, a comprehensive analysis of the nature and function of insurance subrogation, between the results of comparative research, advocate the system of subrogation of insurance subsidence, and on this basis Probe into the Ways of Remedy to Avoid Circumstances of Insurance Subrogation.