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企业年金账户管理作为企业年金运作流程中的重要一环,日益受到人们的重视。目前我国企业年金账户管理存在的问题主要有:缺乏统一的行业标准、企业年金账户可携带性不强、企业年金待遇尚不能实现终身支付等。为更好地解决这些问题,笔者认为,应加快推进行业标准建设,加强“三加一”捆绑式销售、提高流程运作效率,加快推进集合计划、扩大企业年金实施
As an important part of the operation of enterprise annuity, enterprise annuity account management has drawn more and more attention. At present, there are some problems in the management of enterprise annuity accounts in our country: the lack of uniform industry standards, the poor portability of enterprise annuity accounts and the lifetime payment of enterprise annuity. In order to better solve these problems, the author believes that we should speed up the construction of industry standards, strengthen the “three plus one” bundled sales, improve the efficiency of the operation of the process, accelerate the collection plan, and expand the implementation of enterprise annuity