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随着人们生活水平的提高,理财观念已经深入人心。许多人开始投资基金。然而面对琳琅满目的基金品种,投资者如何选择并投资自己的第一只基金呢?第1步:根据年龄选基金在选择基金、考虑资产配置时,人们一定会碰到“风险偏好”这个词,然而对“风险偏好”这个投资的重要依据捉摸不定,无法准确测量。我这里推荐的第1步就是,根据投资者的年龄判断应投资的股票、债券比重。我们都知道,年轻时人处在财富积累期,职业生涯长
As people’s living standards improve, the concept of financial management has been deeply rooted in the hearts of the people. Many people start investing in funds. However, in the face of an array of fund varieties, investors how to choose and invest their first fund it? Step 1: According to the age of funds in the selection of funds, consider asset allocation, people will encounter “risk appetite However, the important basis for this ”risk appetite" investment is unpredictable and can not be measured accurately. The first step I recommend here is to determine the proportion of stocks and bonds that should be invested based on the age of the investor. We all know that when you are young, you are in a wealth accumulation period and have a long career