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经过二十多年的改革与建设,中国的银行卡产业取得了长足发展。然而,从我国经济金融发展的现实看,囿于经济基础、社会条件区域差异和内外环境的影响,中国的银行卡市场发展仍然存在较大的不均衡性。如何进一步加快银行卡市场的建设与发展,不断提升银行卡运行环境和管理服务的效率,尚需深入研讨。为此,笔者从区域角度——玉溪市银行卡市场建设与发展进行分析研究,以利于总结实践并探索推进区域银行卡市场建设和发展的有效途径。
After more than two decades of reform and construction, China’s bank card industry has made great strides. However, judging from the reality of China’s economic and financial development, due to the economic base, the regional differences in social conditions and the internal and external environment, there is still a large imbalance in the development of China’s bank card market. How to further speed up the construction and development of the bank card market and continuously improve the operating environment of bank cards and the efficiency of management services still need further discussion. Therefore, from a regional perspective, the author analyzes and studies the construction and development of the bank card market in Yuxi to facilitate the conclusion of practice and explore effective ways to promote the construction and development of the regional bank card market.