论文部分内容阅读
4月份,上市银行将陆续公布2015年一季报。在经历了2014年的净利润增速收窄、不良“双升”局面之后,由于经济增速下行的基本面不变,2015年一季度料将继续延续净利润下降、不良“双升”之趋势,尤其是资产质量压力问题将会更加突出。与利润增速平平相比,互联网金融却如火如荼。继3月底工行高调推出“e-ICBC”品牌后,浙商银行也宣布即将推出互联网化的信用卡,银行业的互联网转型步伐将逐步
In April, the listed banks will successively release the first quarterly report of 2015. After experiencing the narrowing of net profit growth in 2014 and the unfavorable situation of “double rising”, the first quarter of 2015 is expected to continue the decline of net profit due to the unchanged fundamentals of economic growth, L “trend, especially the issue of asset quality pressure will be more prominent. Compared with the average profit growth, Internet finance is in full swing. Following the launch of ICBC’s ”e-ICBC" brand by the end of March, Zheshang Bank also announced the forthcoming introduction of an internet-based credit card. The pace of Internet banking transformation in the banking sector will gradually