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养老是人类生存的永久性课题。现代社会保障制度中,虽尽可能地把人们生存、生活、工作中可能遇到的风险都包括在内,力求把生存、生活的成本减少到最低的程度,但相对于疾病风险、失业风险、工伤风险和生育风险来说,老的风险是一个人永远无法回避的必然要遭遇到的确定性风险。也就是说,一个人一生中可能不生病、不失业、不生育、无工伤,却不能不老,更不可能永生永存,所以对于每一个活着的人来说,唯有老的风
Pension is a permanent issue of human existence. Although the modern social security system tries its best to include the risks that people may encounter in their daily life and life as well as in their work, it strives to reduce the cost of living and living to a minimum. However, relative to disease risk, unemployment risk, For the risk of injury at work and the risk of giving birth, the old risk is the certainty risk that one can not avoid inevitably. In other words, a person may not be sick during life, not unemployed, not childbirth, no work-related injuries, but not old, it is impossible to eternal life, so for every living person, only the old wind