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近日在国际金融论坛上,中国工商银行董事长姜建清提到,历史经验表明,当一个国家的人均GDP达到4750美元时,一个国家的内外投资是平衡的,而后便是对外投资加大。目前中国的人均GDP已经达到6000美元,预计今年是中国对外投资的转折点。事实上最近中国商务部发布的相关数据也印证了这一点。数据显示,今年前三季度,中国实际使用外资金额873.6亿美元,同比下降1.4%;同期,中国境内投资者共对全球152个国家和地区的4475家境外企业进行了直接投资,累计实现投资749.6亿美元,同比增长21.6%。依照这样的速度计算,中国对外投资极有可能在年内超过吸收外资,成为净对外投资国。由此可见,中国的企业家越来越善于利用国内外市场的不平衡,把握机遇,开发市场。伴随着中国企业海外投资步伐的加快,中国正在迎来资本输出的新时代。在这个大背景下,中国银行业也要加快走向全球化的步伐。一方面,这是商业银行业务拓展的需要;另一方面,这也可以为中国企业海外投资提供更便利的金融服务和支持。姜建清指出,中国的银行跨国经营应与本国经济共生共荣,与本国经济进程一致。多元化的跨国经营,
Recently at the International Finance Forum, Jiang Jianqing, chairman of Industrial and Commercial Bank of China, mentions that historical experience shows that when the per capita GDP of a country reaches 4,750 U.S. dollars, the domestic and foreign investments of a country are balanced and then the outward investment increases. At present, China’s per capita GDP has reached 6,000 U.S. dollars. It is estimated that this year will be the turning point for China’s overseas investment. In fact, the relevant data released by the Chinese Ministry of Commerce recently confirmed this point. Data show that in the first three quarters of this year, the actual amount of foreign investment in China was 87.36 billion U.S. dollars, down 1.4% year-on-year. In the same period, Chinese investors made a total of 4,475 overseas enterprises in 152 countries and regions in the world, making a total investment of 749.6 Billion U.S. dollars, an increase of 21.6% over the same period of last year. According to such speed calculation, it is very likely that the Chinese foreign investment will exceed the foreign investment and become the net foreign investment country during the year. This shows that Chinese entrepreneurs are increasingly adept at utilizing the imbalances in domestic and foreign markets, seizing opportunities and developing markets. With the accelerating pace of overseas investment by Chinese enterprises, China is ushering in a new era of capital output. In this context, China’s banking industry should also speed up the pace of globalization. On the one hand, this is the need for expanding commercial banks; on the other hand, it can also provide more convenient financial services and support for Chinese enterprises to invest overseas. Jiang Jianqing pointed out that the cross-border operation of China’s banks should coexist with its own economy and be consistent with its own economic process. A wide range of multinational operations,