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近几年为了壮大企业实力,我们在开拓经营渠道方面进行了积极的探索,然而每当一个项目刚有些眉目,总要因资金短缺而被迫中断。资金不足严重影响了企业的发展。为了解决这个问题我们通过调查、咨询,最后果断选择了负债经营办实业的方法解决公司流动资金不足的问题。负债经营几年来公司的经营实力有了明显增强。一、借贷经营一个经营很成功的企业,应当尽量争取使用银行贷款来进行投资,尽量避免用自己的钱去进行可以得到贷款的投资活动。这就是借贷经营的原则。一些同志担心企业背上债务,向银行支付利息,对企业是否有利?我们经过几年的实践证明:企业充分利用银行贷款进行经营,是极为有利的。(1)在一项投资活动所投的资本中,投资者本人所占的资本比例越小,则一项成功的投资活动(即投资利率高于银行贷款利率),对企业自筹资金越有利,或者说自筹资金所得到的税(所得税)前投资利率越高。
In recent years, in order to strengthen the enterprise’s strength, we have actively explored new ways to open up business channels. However, whenever a project has just begun to take a look, it must always be interrupted by a shortage of funds. The lack of funds has seriously affected the development of the company. In order to solve this problem, through investigations and consultations, we finally chose the Liaison Office’s industrial approach to resolve the company’s lack of liquidity. In the past few years, the operating strength of the company has been significantly increased. I. Lending A company that operates with great success should strive to use bank loans to make investments and try to avoid using its own money to carry out investment activities that can obtain loans. This is the principle of business borrowing. Some comrades are worried that the company’s debt backing and interest payments to banks are beneficial to the company. After years of practice, we have proved that it is extremely beneficial for companies to make full use of bank loans to operate. (1) In the capital invested in an investment activity, the smaller the proportion of the investor’s own capital, the more successful the investment activity (ie the investment interest rate is higher than the bank loan interest rate), which is more favorable for the self-financing of the enterprise. , or the higher the investment rate before tax (income tax) on self-financing.