【摘 要】
:
美国的医疗保险大体可分两种。一种叫PPO的自选式保险计划,参加者可以自选诊所医生,但保险费较贵,每月需支付600—800美元,同时在看病时须自己负担部分挂号费、医疗费;这部分
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美国的医疗保险大体可分两种。一种叫PPO的自选式保险计划,参加者可以自选诊所医生,但保险费较贵,每月需支付600—800美元,同时在看病时须自己负担部分挂号费、医疗费;这部分人基本属于中产阶级以上经济优裕者;另一种是HMO的管理式保险计划,保险费相对便宜,每月需支付250美元,看病除付少量的挂号费外(70美金挂号费自己负担20%),基本上不用
There are basically two types of medical insurance in the United States. A voluntary insurance plan called PPO allows participants to choose a clinician at their own expense, but the premium is relatively high, with a monthly payment of $ 600-800. At the same time, they are required to pay part of the registration fee and medical expenses on their own, Belong to the economically middle class and above; the other is the HMO’s managed insurance plan, the insurance is relatively cheap, to pay 250 US dollars per month, see a doctor in addition to pay a small amount of registration fees (70 US dollars registration fee to bear their own 20%), Basically not used
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