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密码储蓄是近年来新开发的一个储种,由于它保密性特强,受到了储户的欢迎。密码储蓄就是储户在开户时,由储户自行规定的一组数字代替自己的名字,银行将其留在储蓄存单的存根联上,而储蓄存单上除金额和存入日期外,既无姓名、号码、也无地址。取款时,银行以储户持存单并核准该存单存根联上预定的数码而予兑现。由此可见,密码储蓄确实高度保密。由于储户自行确定的密码关系着储蓄的安全与兑付,因此,这个数码对于储户来讲必须既便于保密,又易于记忆,以不用文字记载就永远留在大脑记忆的“屏幕”上为佳。为此,向储户提供选择确定密码的思路。
Cryptographic savings, a newly developed reserve in recent years, are welcomed by depositors due to its exceptional confidentiality. Password savings is the depositor in the account, a set of numbers required by the depositors to replace their own name, the bank will stay in the stub of the deposit certificate, and save the deposit in addition to the amount and date of deposit, no name, number , No address. Withdrawals, the bank depositors to deposit and approval of the deposit slip stub together with the predetermined number to be cash. This shows that password savings are indeed highly confidential. Since the depositors’ own password is related to the security and redemption of savings, this number must be both secure and easy to remember for depositors to better stay on the “screen” of brain memory forever without written records. To this end, to provide savers choose to determine the password.