论文部分内容阅读
发展住房消费信贷对促进国民经济的持续、稳定增长 ,进一步提高城镇居民的购房支付能力 ,商业银行调整信贷结构 ,提高经济效益 ,具有现实意义。为进一步推动住房消费信贷业务发展 ,必须建立与完善住房消费信贷的社会支持体系 ,不断创新贷款品种 ,建立住房金融防范、预警与管理体系 ,商业银行要改善金融服务 ,促进住房消费信贷的健康发展
The development of housing consumer credit to promote the sustained and steady growth of the national economy, to further enhance the ability of urban residents to buy a home, commercial banks to adjust credit structure, improve economic efficiency, with practical significance. In order to further promote the development of housing consumer credit business, it is necessary to establish and perfect a social support system for housing consumer credit, continuously innovate loan varieties, establish a housing financial prevention and early warning and management system, and commercial banks should improve financial services and promote the healthy development of housing consumer credit