论文部分内容阅读
被保险人在保险公司承保前死亡,受益人认为保险公司应当就主险100万元、附加险200万元一并赔付,而保险公司却认为附加保险合同尚未成立,拒绝赔付。被保险人在保险公司承保前死亡,受益人认为保险公司应当就主险100万元、附加险200万元一并赔付,而保险公司却认为附加保险合同尚未成立,拒绝赔付。
The insured died before the insurer insured, and the beneficiaries believed that the insurer should pay the principal insurance of 1 million yuan and the additional insurance of 2 million yuan. The insurance company, however, considered the supplementary insurance contract not yet established and refused to pay. The insured died before the insurer insured, and the beneficiaries believed that the insurer should pay the principal insurance of 1 million yuan and the additional insurance of 2 million yuan. The insurance company, however, considered the supplementary insurance contract not yet established and refused to pay.