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纵观新疆区分行小额贷款业务的发展历程,这项真正意义上的信贷业务从无到有,快速发展,实现了邮储银行零售资产业务的历史性突破,在业务规模、队伍培养、风险控制、品牌建设等方面均取得显著进步,创造了突出的经济效益和社会效益。小额贷款业务成为我行服务“三农”、践行普惠金融的一面旗帜。截至2014年底,新疆区分行累计发放小额贷款97166笔、251.58亿元,累计发放农户贷款210亿元,惠及农户63万户。在创新推出兵团小额贷款、牛羊育肥小额贷款、棉花行业小额贷款业务基础上,今年,针对专业大户、家庭农场、农民合作社和农业产业化龙头企业等新型农
Throughout the history of the microfinance business in Xinjiang Branch, this real credit business developed rapidly from scratch and achieved a historic breakthrough in the retail banking business of the Postal Savings Bank. With a business scale, team training, risk Control, brand building and other aspects have made significant progress, and created outstanding economic and social benefits. The micro-loan business has become a service of “Three Rural Issues” and practicing the banner of inclusive finance. As of the end of 2014, a total of 97,166 small loans were issued to Xinjiang Branch, amounting to 25.158 billion yuan and accumulatively issuing 21 billion yuan of loans to farmers, benefiting 630,000 rural households. On the basis of innovating the Corps microcredit, fattening cattle and sheep and micro-loans for cattle and sheep, and the microfinance business in the cotton industry, this year, in response to new-type farmers such as professional big family farms, farmer cooperatives and leading enterprises of agricultural industrialization,