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青岛农商银行QINGDAO RURAL COMMERCIAL BANK技术改造是企业实现内涵式发展的投资活动,对培育发展战略性新兴产业、优化提升传统产业、提高经济发展质量和效率都具有非常重要的作用。然而,企业要转型升级,钱从哪里来?显然,仅仅依靠自有资金,远远不够。在青岛市经信委的号召下,青岛农商银行推出“技改贷”企业技术改造贷款创新产品,对技改企业敞开融资大门。“技改贷”是针对企业开发新产产品、老产品升级换代、降低物耗能耗等扩大生产能力而需采用新技术、新工艺、新设备、新材料发放的贷款,该产品一方面弥补了
QINGDAO RURAL COMMERCIAL BANK Technological transformation is an investment activity for enterprises to realize the connotation development. It plays a very important role in cultivating and developing strategic emerging industries, optimizing and upgrading traditional industries, and improving the quality and efficiency of economic development. However, the transformation of enterprises to upgrade money come from? Obviously, just rely on their own funds, is not enough. Under the call of Qingdao Economic Commission, Qingdao Rural Commercial Bank introduced innovative products of technological innovation loans for technical innovation loans and opened up financing doors for technological transformation enterprises. “Technical reform loan ” is a loan issued by new technologies, new processes, new equipment and new materials for enterprises to develop new products, upgrading of old products, reducing consumption of materials and energy, and expanding production capacity. On the one hand Make up