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截至2014年11月底,我国P2P网贷运营平台数已达1 540家,预计全年总成交量将突破2 500亿元。同时,平台事件频发、风险不断加大、监管严重滞后等方面的问题也在不断暴露,导致网贷业进入起步阶段该不该继续发展、如何发展的争论之中。网贷业已经诞生整整7年了,其发展迅速,但各类问题频频爆发,监管制度却迟迟跟不上节奏。网贷将何去何从?
As of the end of November 2014, the number of peer-to-peer P2P lending platforms in China reached 1 540, and the total volume of transactions in the whole year will exceed 250 billion yuan. At the same time, issues such as the frequent occurrence of platform incidents, increasing risks, serious delays in regulation, and so forth are also constantly exposed, leading to debates over whether or not the online credit industry should continue its development and how to develop in the initial stage. Network loan industry has been born for a full seven years, its rapid development, but frequent problems of various types, the regulatory system has yet to keep up with the rhythm. Net credit will go from here?