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随着保险事业的不断发展,各项业务承保面不断扩大,参加保险的企业与个人逐年增多.但是由于近年来部分企业保户片面追求经济效益,忽视安全生产,各种灾害隐患增多,事故频繁发生.而我们保险企业要提高社会整体和自身经济效益,就必须加强风险控制,降低赔付率.因此,搞好防灾防损就成为重中之重的工作.加强领导,充实防灾队伍一是加强防灾组织建设,充实防灾队伍.为了把防灾工作落到实处,各分支公司成立了由经理任组长、主管业务的副经理任副组长、各业务部负责人为成员的防灾领导小组.配备一名专职防灾干部,聘请防灾专业技术人员为顾问,具体负责防灾情况的搜集整理和防灾业务的指导工作.针对保险工作的特点,确定业务骨干、外勤员为防灾
With the continuous development of insurance business, the coverage of various businesses has been expanding constantly, and the number of enterprises and individuals participating in insurance has been increasing year by year. However, due to the unilateral pursuit of economic benefits and neglect of safety production by some of the corporate policyholders in recent years, various hidden hazards have increased and accidents have been frequent It is necessary to strengthen risk control and reduce the loss ratio so as to make the disaster prevention and loss prevention the most important task for our insurance enterprises to improve the overall social and economic benefits of their own. Is to strengthen the building of disaster prevention organizations, enrich disaster prevention team.In order to implement the disaster prevention work, the branch company set up by the manager as the leader, vice president in charge of business as the deputy head of the business unit responsible for the members of the defense Disaster Leading Group. Equipped with a full-time disaster prevention cadre, hired disaster prevention professional and technical personnel as consultants, specifically responsible for disaster prevention and collection of disaster prevention and disaster recovery business guidance. According to the characteristics of insurance work, to determine the business backbone, Disaster prevention