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棉花贷款是农发行信贷资产的重要构成部分,目前不合理占用较多,潜亏严重,损失较大,严重影响了农发行的业务经营和封闭运行目标的实现。特别是新的棉花流通体制改革政策出台后,棉花购销企业面临新的挑战和困难。所以,必须正视棉花贷款现状,以实事求是的态度,积极采取有效措施,加强和改善对棉花贷款的管理。(一)积极参与棉改,督促、配合棉花企业落实各项政策措施一是改革现有的棉花企业管理体制。要督促并参与制定棉改具体方案,落实“双脱钩”政策,督促推进棉花企业与
The cotton loan is an important part of the credit assets of ADBC. At present, irrational occupancy is more, with serious potential losses and greater losses. This has seriously affected the implementation of the objective of CDB’s business operations and closure operations. Especially after the introduction of the new cotton circulation system reform policy, cotton purchase and sale enterprises are facing new challenges and difficulties. Therefore, we must face up to the status quo of cotton loans and adopt effective measures in an objective and realistic manner to strengthen and improve the management of cotton loans. (I) Actively participate in cotton reform, supervise and urge cotton textile enterprises to implement various policies and measures First, reform the existing cotton enterprise management system. It is necessary to supervise and participate in the formulation of specific programs for cotton reform, implement the policy of “double decoupling” and urge the promotion of cotton enterprises