论文部分内容阅读
目前,国际金融业取得了角度幅度的发展。因此,1988年巴塞尔旧资本协议与当前国际形势相比显得不合时宜,在银行业中监管作用有较大程度的减弱。因此,巴塞尔委员会于2001年1月出台《统一资本计量和资本标准的国际协议(草案)》,经过二次征求世界各国的意见修改后,于2006年底在成员国开始实施。近年来,金融全球化进程极大地改变了整个国际金融市场的面貌。在崭新的世界经济格局中,各种风险缓释技术在国际活跃银行大规模地跨境和跨行业拓展业务中得到了空前的广泛的应用。于是,面对日益复杂的国际银行业,法律风险问题得到了各国的重视。因此,如何防范与降低法律风险已是当前我国商业银行管理的迫切要求。
At present, the international financial industry has made an angle of magnitude development. Therefore, the 1988 Basel Capital Accord appears to be outdated compared with the current international situation, and the regulatory role in the banking industry has been weakened to a large extent. Therefore, the Basel Committee issued the “International Agreement on Harmonization of Capital Measurement and Capital Standards (Draft)” in January 2001, and after the second solicitation of comments from all countries in the world, it began implementation in member states by the end of 2006. In recent years, the process of financial globalization has greatly changed the face of the entire international financial market. In the new world economic pattern, all kinds of risk mitigation technologies have been widely used in the large-scale international cross-border and cross-industry expansion business of internationally active banks. Thus, in the face of the increasingly complex international banking industry, the issue of legal risk has gained the attention of all countries. Therefore, how to prevent and reduce the legal risk has become an urgent requirement for the management of our country’s commercial banks.