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在经济落后的年代,吃饱穿暖是当时人们最大的要求,但当物质得到满足后,我们就会想要得到别人的认可和尊重,体现自身的价值,但这些的前提就是要有充足的经济条件。所以我们要制定一套合理的个人理财规划,平衡现在和未来的收支,提高我们的生活质量,缩短生活现状和预期目标之间的差距,才能达到自己的生活目标。因为经济的快速发展,人们的物质水平越来越丰厚,个人理财时代来临,人们逐渐产生了个人理财意识,并随之加强,传统的理财方式已经无法满足新一代的年轻人的需求,所以人们开始接触新型的理财产品。以互联网技术与金融相结合的新型理财模式开始在金融市场展露头角,越来越多的互联网金融理财产品被推出市面,并受到了人们的青睐。我们应该抓住金融理财模式转型的机遇,勇于接受挑战,找到适合自己的,低风险的,高收益的个人理财模式。
In the era of economic backwardness, it was the greatest demand of people at the time to eat and wear warmth. However, when the material was satisfied, we would want to get the recognition and respect of others and reflect our own values. However, these preconditions are sufficient Economic conditions. Therefore, we must formulate a reasonable personal financial planning to balance the current and future revenue and expenditure, improve our quality of life, shorten the gap between the status quo and the expected goals in order to achieve our own life goals. Because of the rapid economic development, people’s material level is getting more and more rich. With the advent of personal financial management era, people have gradually developed personal financial awareness and subsequently strengthened. The traditional financial management methods have been unable to meet the needs of a new generation of young people. Therefore, people Began to touch the new financial products. With the combination of Internet technology and finance, the new financial management model has begun to emerge in the financial market. More and more Internet financial products have been launched on the market and are favored by people. We should seize the opportunity of the transformation of the financial management model, be brave enough to accept the challenge and find a suitable, low-risk and high-yield personal financial management model.