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一月:尽可能提高储蓄比例。理财顾问认为,每年应该把收入的15%以上存起来。二月:设定好你的现金流目标。拿出你2010年的所有账单和支票存根,搞清楚自己的钱都到哪儿去了。
January: Maximize savings ratio. Financial advisors believe that more than 15% of their income should be saved each year. February: Set your cash flow target. Take out all your 2010 bills and check stubs to find out where your money goes.