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其存在的必要性。它在为贷款银行提供保障的同时,也让抵押人受益。它得到法律、法规的认可并受其约束和保护,银行和保险公司经营住房抵押贷款保险并不是一种不正当竞争行为。一些深层次原因导致了人们对住房抵押贷款保险的误解。
Its existence is necessary. It also provides protection for lending banks while also benefiting mortgagors. It is recognized by laws and regulations and subject to its protection and protection, banks and insurance companies operating mortgage insurance is not an unfair competition. Some deep-seated reasons led to misunderstandings about home-loan insurance.