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7月中旬,银监会与国家林业局联合印发了《关于林权抵押贷款的实施意见》(银监发〔2013〕32号),明确提出林农和林业生产经营者可以用承包经营的商品林做抵押,从银行贷款用于林业生产经营的需要,实现了林业资源变资本的历史性突破。《意见》规定,林权抵押贷款重点满足林业生产经营、森林资源培育和开发、林产品加工及借款人其他生产、生活相关的资金需要;银行业金融机构要根据借款人的生产经营周期、信用状况和贷款
In mid-July, the CBRC and the State Forestry Administration jointly issued the Opinions on the Implementation of Forest Property Right Mortgage Loans (Yinjianfa [2013] No. 32), which clearly states that forest farmers and forestry producers and operators can use commercial forest contracted to mortgage , From the needs of bank loans for forestry production and management, to achieve a historic breakthrough in the transformation of forestry resources into capital. The Opinions stipulates that the forest right mortgage loan shall mainly meet the capital needs related to forestry production and management, cultivation and development of forest resources, processing of forest products and other production and life of the borrower. The banking financial institutions shall, according to the borrower’s production and operation cycle, credit Status and loans