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本文立足于企业诚信角度,研究中小企业融资难问题的本质原因,发现中小企业与银行建立长期的合作关系,对双方都有益,并提出政府、银行、中小企业应该发挥不同作用,努力构建诚信体系。
Based on the perspective of corporate honesty, this paper studies the essential causes of SME financing difficulties and finds that long-term cooperative relationship between SMEs and banks is beneficial to both parties. It also points out that government, banks and SMEs should play different roles in efforts to build an integrity system .