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“取消强制个人住房贷款险、个人住房按揭贷款、免律师见证费、购买第二套住房可以办理按揭、商铺按揭细则列入议事日程,个人住房贷款利率可享受九折优惠”等有关个人住房贷款的利好消息相继从各大商业银行主要负责人口中传出。一时间,个人住房贷款开始松绑的消息传遍国内房地产市场的每个角落。来自北京、上海等被央行点名要严格控制房贷业务的地区的信息也证实,目前各大商业银行针对个人住房贷款上的优惠措施或推出,或酝酿之中。种种迹象表明,紧缩半年之久的银根已开始松动,商业银行个人房贷门槛正逐步放宽。
“Cancel the mandatory personal housing loan insurance, personal housing mortgage loans, legal fees for lawyers witness the purchase of the second set of housing can handle the mortgage, the mortgage rules listed on the agenda, personal housing loan interest rates can enjoy 10% discount ” and other related individuals The good news of housing loans came from the major population of major commercial banks. For a time, personal housing loans began to loose the news spread throughout every corner of the real estate market. Information from Beijing, Shanghai and other places where the central bank has strictly controlled the mortgage business by the central bank also confirms that at present the major commercial banks are preferential measures on individual housing loans or launched, or are brewing. There are indications that the tightening of silver for half a year has begun to loosen, commercial banks are gradually easing the threshold of personal loans.