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党的十八届三中全会明确提出要深化医药卫生体制改革,健全全民医保体系,加快推进重特大疾病医疗保险和救助制度建设。开展城乡居民大病保险是建立重特大疾病保障制度的一项重要内容,是深化医改的一项重大制度创新,对实现党的十八大提出的人人病有所医目标和促进社会公平正义,具有十分重要的现实意义。一、充分认识推进大病保险制度建设的重要性和紧迫性开展大病保险是在基本医疗保障的基础上,对大病患者的高额医疗费用给予进一步保障的创新性举措。它从制度设计上引入了先进的管理理念和运行模式,放大了保障效应,为
The Third Plenary Session of the 18th CPC Central Committee made it clear that it is necessary to deepen the reform of the medical and health system, improve the health insurance system for all, and accelerate the construction of the medical insurance and relief system for major and serious diseases. Carrying out urban and rural resident illness insurance is an important part of establishing a system for safeguarding major and extra-serious diseases, a major institutional innovation for deepening medical reform, and has the goal of achieving medical treatment of all human diseases as proposed by the 18th CPC National Congress and promoting social fairness and justice. Has very important practical significance. I. Fully Understanding the Importance and Urgency of Promoting the Construction of a Major Illness Insurance System To carry out serious illness insurance is an innovative measure that further guarantees the high medical costs of major illness patients on the basis of basic medical insurance. It introduced the advanced management concept and mode of operation from the system design, enlarged the guarantee effect for