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党的十七大报告指出,要“促进企业、机关、事业单位基本养老保险制度改革,探索建立农村养老保险制度”。“以慈善事业、商业养老保险为补充,加快完善社会保障体系。”中国作为世界上老年人口最多、老龄化速度加快的国家,在国家财力还不够雄厚的现实条件下,十分有必要采取税收优惠政策大力推动商业养老保险发展,通过积极发展商业养老保险健全完善社会养老保障体系,以减轻国家在社会保障建设方面的压力。
The report of the 17th CPC National Congress pointed out that it is necessary to “promote the reform of the basic old-age insurance system for enterprises, institutions and public institutions, and explore the establishment of a rural old-age insurance system.” “Charities, commercial pension insurance complement, accelerate the improvement of social security system.” China as the world’s oldest population, aging faster, under the conditions of the state is not enough financial resources, it is necessary to take Tax preferential policies Vigorously promote the development of commercial endowment insurance, and actively improve the commercial endowment insurance to improve and perfect the social endowment insurance system in order to reduce the state’s pressure on social security construction.