开证行对提单或货物应主张的权利

• 作 者: 曾鸣
• 机 构: 渤海银行大连分行贸易金融部,
• 出 处: 中国外汇
• 发表日期: 2016年18期
• 关键词: 开证行 开证申请人 贸易背景 质押权 进口业务 进口信用证 资信状况 融资额度 货物的所有权 进口货物

为了既能避免法律方面的风险,又能顺利地开展进口业务,开证行在授信审批环节,应根据客户的资信状况、贸易背景情况等,决定是否控制提单或货物。目前,开证行经常以第三方担保的方式为开证申请人(进口商)核定贸易融资额度;还有一些开证行在开证申请人付款前,会对代表货权的提单进行质押,并在将提单交给开证申请人后,要求开证申请人出具信托收据,以此取得进口货物的所有权。上述两种做法均存在法律

In order to avoid legal risks, but also to carry out the successful import business, the issuing bank in the credit approval process, should be based on customer credit status, trade background, etc., to decide whether to control the bill of lading or cargo. At present, the issuing bank often verifies the amount of trade financing for the issuing applicant (importer) by means of a third-party guarantee. Some issuing banks also pledge the bill of lading representing the right of property before the applicant for payment of the goods is opened, After the bill of lading is handed over to the issuing applicant, the applicant is required to issue a trust receipt in order to obtain the ownership of the imported goods. Both of these approaches are law-based