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随着电子商务萌芽及迅速发展,互联网金融逐渐走进人们的视野,并且成为金融体系中的一部分。互联网金融有利有弊,一方面提高了金融市场的运作效率,降低融资成本,另一方面,由于互联网金融惊人的创新速度,导致相关监管措施的落后,使得互联网金融缺少完善的监管措施,存在较大的金融风险。
With the germination and rapid development of e-commerce, Internet finance has gradually entered the people’s perspective and has become a part of the financial system. On the other hand, due to the astonishing speed of innovation in internet finance, the related regulatory measures have lagged behind, resulting in the lack of sound regulatory measures on internet finance. There is a lack of comprehensive regulatory measures on internet finance. This is because Internet finance has both advantages and disadvantages. On the one hand, it improves the operation efficiency of financial markets and reduces financing costs. Big financial risk.