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保险经营活动是在市场经济这个大环境中进行的,由于一些单位放松了思想政治工作,致使保险经营活动中出现了一些不正之风。其主要表现是:一、一些保险职工不顾公司偿付能力大小,大幅度降低收费标准,利用提前支付无赔款优待费,擅自提高代办保险劳务费给付标准等手段拉业务,并从中吃回扣。二、少数保险职工借一些保户希望快赔、多赔的心理,利用从事理赔工作之便,对保户吃拿卡要,甚至参与他人骗赔,从中谋取个人私利。三、一些单位在为保险公司代办保险业务中,对群众搞强制保险,利用保险企业间的竞争,要挟保险公司超标准给付代办劳务费等。四、有的人利用为本单位办保险的权力,向保险公司索要车子、房子、票子,胁迫保险公司为其解决私事。有的保户利用保险公司之间业务的竞争,强行要求保险企业赔偿非保险责任损失、提前支付无赔款优待费,超标准给付手续费。保险经营中的种种不正之风损害了国家和人
Insurance business activities are carried out in a market economy environment. Some units relaxed their ideological and political work, causing some unhealthy tendencies in insurance business activities. Its main performance is: First, some insurance workers disregard the size of the solvency of the company, significantly reduce the fees and charges, the use of early payment no indemnity fee, arbitrarily increase agency insurance service standards and other means to pull business, and eat rebates. Second, a small number of insurance workers borrow some of the policyholders who want quick pay, pay more psychology, using the work of the claims, the policy holders to take Naqiang, or even participate in others cheat, seek personal gain. Third, some units in the insurance business for the insurance company, to engage in compulsory insurance for the masses, the use of competition among insurance companies, threatening insurance companies over standard payment service charges. Fourth, some people use the power to do insurance for their own units and ask insurance companies for cars, houses, tickets and duress insurance companies to solve their private affairs. Some policyholders use the competition among the insurance companies to force them to insure the insurance companies of the non-insurance liability losses, paying no preferential treatment premiums in advance and exceeding the standard handling fee. The unhealthy tendencies in the insurance business have hurt the country and people