论文部分内容阅读
本论文分析了哈尔滨市工薪族们的经济状况和证券理财中所存在的问题,以及对工薪族的证券投资理财工具作了一般分析,重点分析了股票、债券、证券投资基金、外汇和金融衍生产品,并结合哈尔滨市目前资本市场现状以及工薪族证券投资理财所存在的问题和风险制定了相应的证券理财策略,对不同阶段生命周期的工薪族给与了相应的建议,通过科学、系统地进行个人证券投资理财,使证券理财成为工薪族生活的必要组成部分。
This paper analyzes the economic conditions of wage earners in Harbin and the existing problems in the securities wealth management, as well as a general analysis of the salaries of the securities investment wealth management tools, focusing on the stock, bonds, securities investment funds, foreign exchange and financial derivatives Products, and combined with the current capital market in Harbin City and the current situation of wage and salary securities investment and management of the existing problems and risks to develop the corresponding securities investment strategy, the different stages of the life cycle of wage earners to give the corresponding recommendations through scientific and systematic Conduct personal securities investment and financial management, so that financial management become a necessary part of working-class life.