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我国住房制度的深化改革,使越来越多的消费者接受了抵押贷款购房的方式。抵押贷款购房需要金融部门的支持,金融部门的放心贷款、购房者的安心借款需要相关保险的“保驾护航”,这样一来才能更好、更快地促进我国房地产市场的发展,深化房地产改革。主要从住房抵押贷款保险险种的设计和发展策略两个方面谈谈我国住房抵押贷款保险的有关构想。
The deepening reform of China’s housing system has enabled more and more consumers to accept the mortgage loan purchase method. Mortgage loans need the support of the financial sector, the financial sector, ease of loans, home buyers relief loans require the relevant insurance “escort”, so as to better and faster to promote China’s real estate market development, deepen the real estate reform. Mainly from the housing mortgage loan insurance design and development strategy to talk about China’s housing mortgage loan insurance related concepts.