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政府担保、财政贴息、农村信用社放贷——众多急需资金扶持的弱势人群和创业人员纷纷通过小额担保贷款这种方式,投入滚滚市场大潮。就业是民生之本、安国之策,促进就业,是宏观经济政策的重要目标之一。为鼓励下岗失业人员自谋职业、自主创业、以创业促就业,自2004年4月,安康市启动下岗失业人员小额担保贷款业务。七年多来,该担保基金从起步初期的60万元发展到现在的7600万元,截至2011年10月底,安康市农村信用社累计发放小额担保贷款3.2亿元,财政共计支付贴息资金1800万元,通过政府担保扶持创业项目累计达7733个,直接帮扶6959人成功创业,并带动了28648人实现就业。
Government guarantee, financial discount, RCC lending - Many vulnerable groups and start-ups who are badly in need of funds have put their money into the tide of the market through small secured loans in this way. Employment is the foundation of people’s livelihood, the policy of Angola, and the promotion of employment are one of the major goals of the macroeconomic policy. In order to encourage laid-off and unemployed people to seek employment on their own initiative and start their own businesses in order to start their own businesses, since April 2004, the city of Ankang has started the small-sum guaranteed loan business for laid-off and unemployed people. Over the past seven years, the guarantee fund has grown from 600,000 yuan in its initial stage to 76 million yuan now. As of the end of October 2011, Ankang Rural Credit Cooperative has issued a cumulative total of 320 million yuan of small secured loans and the government has paid a total of 1800 yuan In the first ten thousand yuan, a total of 7,733 venture projects were supported by the government guarantee, helping 6959 people to start their businesses directly, and boosting 28,648 people in employment.