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近几年房地产的快速发展,对资金的要求越来越大,而我国贫乏的金融产品难以适应房地产业的发展需求,故房地产业在融资方面有许多不符合企业发展的做法,对我国未来房地产的发展很不利。对此,住房抵押贷款证券化因其独特的优势越来越被业内看好,如何发展我国的住房抵押贷款证券化是值得探讨的。
In recent years, the rapid development of real estate, the demand for funds more and more, and poor financial products in China is difficult to adapt to the development needs of the real estate industry, so there are many real estate financing does not meet the business development practices, China’s future real estate The development is very unfavorable. In this regard, the mortgage-backed securitization is more and more favored by the industry because of its unique advantages. How to develop the securitization of China’s mortgage-backed loans is worth discussing.