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大庆市农村信用社中小企业金融服务中心(简称中心),于2011年10月18日挂牌成立,是全省农信系统首家专门为中小企业服务的金融机构。成立一年来,中心已累计为中小企业授信贷款15亿元,累计投放贷款139,499万元,支持中小企业124家,贷款余额120,632万元,相当于10个人用一年时间再造了一个县级联社。全市农信社中小企业贷款增加额占今年全市各金融机构中小企业贷款增加额的57%,赢得了政府、中小企业及社会各界的广泛关注和充分肯定。打造中小企业融资服务平台。数据显示,大庆市中小企业数量5年增长一倍,2011年已达到1.38万家,但贷款覆盖率仅为20%,80%的中小企业没有申请到贷款,主要依靠民间借贷生存。在这种情况下,大庆市联社以省联社“十二五规划”为引领,围绕实施“十项创新工程”的重大战略部署,超前思维、大胆创新,打破银行业不愿向中小企业放贷的禁忌,组建中小企业金融服务中心,填补了大庆市中小企业金融服务空白。中心坚持“服务专业化、管理精细化、产品
Daqing Rural Credit Cooperative Financial Service Center for Small and Medium-sized Enterprises (referred to as the Center) was established on October 18, 2011. It is the first financial institution in the province to serve small and medium-sized enterprises. In the past year since its establishment, the center has accumulatively granted 1.5 billion yuan of loans to SMEs for loans, accumulative loans of 139.49 million yuan, support for 124 SMEs, and a loan balance of 1,206.32 million yuan, equivalent to 10 people reusing one year to build a county cascade company. . The increase in loans to SMEs in the city’s rural credit cooperatives accounted for 57% of the increase in SME loans by financial institutions in the city this year, which has won wide attention and full recognition from the government, SMEs, and all sectors of society. Create a SME financing service platform. Data shows that the number of SMEs in Daqing City has doubled in five years, reaching 13,800 in 2011, but the loan coverage rate is only 20%, 80% of SMEs did not apply for loans, mainly relying on private lending to survive. Under this circumstance, Daqing City Lianhe is led by the Provincial Lianxun’s ”Twelfth Five-Year Plan“. It focuses on the implementation of ”10 innovation projects “ major strategic plans, forward thinking, bold innovation, breaking the banking industry is not Willing to lend to the taboos of SMEs, set up a financial service center for small and medium-sized enterprises to fill the gap in financial services for small and medium-sized enterprises in Daqing. The center insists on ”service specialization, fine management, and products